Oder Investment Management

Providing expertise, insight and personal attention.

Client-focused
& Independent

Fee-only,
not fee based.

fiduciary
Responsibility

Interesting market stat:  Since 1946 the S&P 500 has been higher one year after every single midterm election.  18 out of 18 times.  

Courtesy of LPL (10/15/18)

interesting market stat: Over the past 20 years no month has stronger returns than October  with an average gain of 2.1%.  In addition October also has the most up or down 1% daily moves compared to any other month.  October tends to have good returns, but it is a volatile month.

(10/4/18) 

INTERESTING MARKET STAT: THE S&P IS UP 5 MONTHS IN A ROW.  GOING BACK TO 1950 THAT HAS HAPPENED 25 TIMES.  A YEAR LATER IT HAS BEEN HIGHER 24 TIMES.  THE ONE TIME IT WAS DOWN WAS 1972-1973 WHEN IT FELL 0.7% ONE YEAR LATER.

COURTESY OF LPL (9/07/18)

THE THIRD QUARTER IS HISTORICALLY THE WORST PERFORMING QUARTER OF THE YEAR FOR THE S&P 500.  INTERESTING FACT THOUGH IS WHEN ALL 3 MONTHS IN THE 2ND QUARTER ARE HIGHER (AS THIS YEAR WAS) THE 3RD QUARTER IS UP AN AVERAGE OF 4.4% AND HIGHER 13 OUT OF THE LAST 15 TIMES.

COURTESY OF LPL (7/24/18)

Client-focused Independent Team

As an Independent investment advisory firm, we are not tied to any type of investment product and have the freedom to choose from a wide range of investment options to help simplify our client’s financial lives.

Clients come first.  Our goal is to forge deep personal relationships with our clients to best understand their financial needs.  We offer a simple and transparent fee structure, create personalized investment plans and don’t use “model portfolios”.  Every family has a unique financial situation, so they deserve a plan designed specifically for them.

Fee-only, not fee based

Our fees are based on what we help you earn, Not on how much or what products we can sell you.

Oder Investment Management is a fee-only adviser, independent of Wall Street influences.  We are not paid commissions and we don’t have to trade your account to generate income.  Since our fees are based on a percentage of assets under management, we’re clearly aligned with your interests.  We are compensated more when your portfolio grows and you achieve your financial objectives.

 

The benefits of an Independent, Fee-Only Investment ADVISER are clear:

  • No hidden sales fees
  • No pressure to buy/sell investments for commission gains
  • Personal, ongoing relationship with the person managing your money
  • Sharing the same goal: the achievement of your financial objectives
  • Adjustments are made as market conditions or personal circumstances warrant
  • Development of a customized investment plan based on a thorough needs assessment and then tailored to your risk tolerance, current needs and long-term financial goals

Fiduciary Responsiblity

OUR FIDUCIARY Responsibility IS OUR COMMITMENT TO PUTTING YOUR NEEDS ABOVE ALL Else.

We are held to a fiduciary standard by the Securities and Exchange Commission to always work in the best interest of our clients and to avoid conflicts of interests.  One would think this would be the industry standard, but it is not.  There is a “suitability standard” in place for some advisers where they only must have adequate reason to believe a recommendation fits for a client’s financial situation.  An adviser held to this standard can steer you into products that pay him or her a commission if it’s considered suitable for you.  At Oder Investment Management we provide independent investment advice to our clients and are compensated on a fee only basis and not on a commission basis.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this website’s material was developed and produced by Advisor Launchpad to provide information on a topic that we believe may be of interest to the reader. Advisor Launchpad is not affiliated with Oder Investment Management, LLC

Oder Investment Management, LLC and Charles Schwab & Co. are not affiliated.  OIM is a registered investment adviser with the Securities and Exchange Commission and is notice filed in various states. Any reference to or use of the terms “registered investment adviser” or “registered,” does not imply that Oder Investment Management, LLC or any person associated with Oder Investment Management, LLC has achieved a certain level of skill or training. Oder Investment Management, LLC may only transact business or render personalized investment advice in those states and international jurisdictions where we are registered, notice filed, or where we qualify for an exemption or exclusion from registration requirements. The purpose of this web site is to provide general information on our services only and should not be construed as a solicitation to effect, or attempt to effect, either transactions in securities or the rendering of personalized investment advice over the Internet. Any communications with prospective clients residing in states or international jurisdictions where Oder Investment Management, LLC is not registered or licensed shall be limited so as not to trigger registration or licensing requirements.